How it works: the planner splits your monthly spend across your cards category by category, using each card’s earn rate, caps and exclusions as of 5 Oct 2026, and values points at DealUni’s point values. It then works out how much you need to spend for one trip every two years, every year or twice a year. Everything runs in your browser; nothing is sent anywhere.

New to this? Read our guide: How much to spend for a points trip, with worked examples for super premium, premium and regular cards. Or see the trip that inspired it: 150K Challenge: Central Europe, Flying Home in Business.