My Wallet Strategy: Why These 5 Cards Are All I Need for Luxury Travel
📅 Updated as of 28 Sep 2026 ⚠️ What’s changed since I wrote this: Magnus for Burgundy → Accor is now 5:2 (not 5:4), so I no longer park half my Magnus points for Accor. Amex has paused new applications in India (September 2026), and from 11 October 2026 MR points sit separately on each…