Transfer partners · ICICI Bank

ICICI Bank transfer partners

Where your ICICI Reward Points can go, the ratio on each ICICI card, and which transfers are worth it.

Updated 14 Oct 2026 · Ratios from bank partner lists, values from DealUni’s Program Values

How ICICI transfers work

ICICI points convert only to Air India Maharaja Club: 1:1 on Emeralde Private Metal and Times Black, but 6:1 on Sapphiro.

Airline partners (1)

ProgrammeEmeralde Private MetalTimes BlackSapphiroOur value₹ per mile/point
Air India Maharaja Club1 → 11 → 16 → 1₹1.10

“1 → 2” means 1 ICICI point becomes 2 partner miles or points. Check your card’s terms before you transfer: transfers can’t be reversed.

ICICI co-brand cards

  • Emirates Skywards ICICI Bank Emeralde earns Emirates Skywards directly.
  • Emirates Skywards ICICI Bank Sapphiro earns Emirates Skywards directly.
  • Emirates Skywards ICICI Bank Rubyx earns Emirates Skywards directly.

Questions

Which ICICI card gets the best transfer ratio?

Emeralde Private Metal: up to 1 → 1; Times Black: up to 1 → 1; Sapphiro: up to 6 → 1.

When should I transfer?

Only after you’ve found the award seat or hotel night you want. Transfers can’t be reversed, and programmes can change prices.

Where do these numbers come from?

Ratios come from ICICI’s partner lists as tracked in our Rewards Toolkit; rupee values are DealUni’s Program Values. Both were checked on 14 Oct 2026.

Seat ya kamra pehle dhoondo, points baad mein bhejo. (Find the seat or room first, move the points after.)

Sources: ICICI partner lists and card terms, via the DealUni Rewards Toolkit data. Checked 14 Oct 2026.