SpiceClub transfer partners
Which Indian credit cards move points to SpiceClub, at what ratio, and how much you get back on everyday spends.
Updated 14 Oct 2026 · Ratios from bank partner lists, values from DealUni’s Program Values
Cards that transfer to SpiceClub
| Bank | Card | Ratio | Return on everyday spendbase earn × ratio × ₹0.38 |
|---|---|---|---|
| AXAxis | Burgundy Private invite only | 5 → 4 | 2.3% |
| AXAxis | Magnus for Burgundy | 5 → 4 | 1.8% |
| AXAxis | Olympus invite only | 1 → 4 | 1.5% |
| AXAxis | Atlas closed to new | 1 → 2 | 1.5% |
| HDHDFC | Diners Club Black | 1 → 1 | 1.3% |
| HDHDFC | Infinia invite only | 1 → 1 | 1.3% |
| AXAxis | Reserve invite only | 5 → 2 | 1.1% |
| AXAxis | Magnus | 5 → 2 | 0.9% |
| AXAxis | Horizon | 1 → 1 | 0.8% |
| HDHDFC | BizPower | 2 → 1 | 0.5% |
| HDHDFC | Regalia Gold | 2 → 1 | 0.5% |
| SBISBI Card | MILES ELITE | 1 → 1 | 0.4% |
| SBISBI Card | MILES PRIME | 1 → 1 | 0.4% |
| AXAxis | Privilege | 5 → 1 | 0.4% |
| AXAxis | Select | 5 → 1 | 0.4% |
| SBISBI Card | MILES | 1 → 1 | 0.2% |
| AXAxis | Rewards | 5 → 1 | 0.1% |
“1 → 2” means 1 bank point becomes 2 SpiceClub miles. Return on everyday spend uses each card’s base earn rate; bonus categories and milestones add more. Transfers can’t be reversed.
Try it in our tools
Rewards Toolkit →Latest SpiceClub posts
See all →- Every Airline Credit Card in India (2026): Benefits, Milestones and Status1 Oct
- The End of an Era – Axis Bank Devalues Transfer Ratios & Kills Accor Partnership Overnight!2 Apr
- DGCA Mandates 60% Free Seats: No More Paid Seat Selection (March 2026)18 Mar
- Axis Bank Magnus (Burgundy & Standard) and Axis Atlas: Unpacking India’s Premium Travel Credit Cards30 Sep
- Unbiased Review: Is the HDFC Bank Infinia Credit Card Still Worth It in 2026?23 Sep
Questions
Which Indian card is best for SpiceClub?
Among cards you can still apply for, Magnus for Burgundy (Axis) earns the most SpiceClub per rupee: about 1.8% back on everyday spends.
What is a SpiceClub mile worth?
We value it at about ₹0.38 when used well. Cash-like uses are usually worth less.
When should I transfer?
Only after you’ve found the award seat you want. Transfers can’t be reversed, and prices can change.
Seat pehle dhoondo, points baad mein bhejo. (Find the seat first, move the points after.)
Sources: bank partner lists and card terms, via the DealUni Rewards Toolkit data; values from DealUni’s Program Values. Checked 14 Oct 2026.