HDFC Bank transfer partners
Where your HDFC Reward Points can go, the ratio on each HDFC card, and which transfers are worth it.
Updated 14 Oct 2026 · Ratios from bank partner lists, values from DealUni’s Program Values
How HDFC transfers work
Infinia and Diners Club Black move points 1:1 to most partners. Regalia Gold and BizPower transfer at 2:1 or 3:1 with a ₹99 + GST fee per transfer. Monthly caps apply (Diners Club Black: 75,000 points a month).
Best uses for HDFC points
Airline partners (16)
| Programme | Infinia | Diners Club Black | Regalia Gold | BizPower | Our value₹ per mile/point |
|---|---|---|---|---|---|
| AirAsia Rewards | 1 → 1 | 1 → 1 | 2 → 1 | 2 → 1 | ₹0.28 |
| Finnair Plus | 1 → 1 | 1 → 1 | 2 → 1 | 2 → 1 | ₹1.05 |
| Flying Blue | 1 → 1 | 1 → 1 | 2 → 1 | 2 → 1 | ₹1.00 |
| KrisFlyer | 1 → 1 | 1 → 1 | 2 → 1 | 2 → 1 | ₹1.60 |
| Lotusmiles | 1 → 1 | 1 → 1 | 2 → 1 | 2 → 1 | ₹1.15 |
| SpiceClub | 1 → 1 | 1 → 1 | 2 → 1 | 2 → 1 | ₹0.38 |
| Aeroplan | 2 → 1 | 2 → 1 | 3 → 1 | 3 → 1 | ₹1.30 |
| Air India Maharaja Club | 2 → 1 | 2 → 1 | 3 → 1 | 3 → 1 | ₹1.10 |
| Asia Miles | 2 → 1 | 2 → 1 | 3 → 1 | 3 → 1 | ₹1.00 |
| British Airways Avios | 2 → 1 | 2 → 1 | 3 → 1 | 3 → 1 | ₹1.00 |
| Etihad Guest | 2 → 1 | 2 → 1 | 3 → 1 | 3 → 1 | ₹0.90 |
| LifeMiles | 2 → 1 | 2 → 1 | 2 → 1 | 2 → 1 | ₹0.90 |
| Qatar Avios | 2 → 1 | 2 → 1 | 3 → 1 | 3 → 1 | ₹1.15 |
| Royal Orchid Plus | 2 → 1 | 2 → 1 | 3 → 1 | 3 → 1 | ₹0.70 |
| Turkish Miles&Smiles | 2 → 1 | 2 → 1 | 2 → 1 | 2 → 1 | ₹0.88 |
| United MileagePlus | 2 → 1 | 2 → 1 | 2 → 1 | 2 → 1 | ₹1.10 |
Hotel partners (6)
| Programme | Infinia | Diners Club Black | Regalia Gold | BizPower | Our value₹ per mile/point |
|---|---|---|---|---|---|
| IHG One Rewards | 1 → 1 | 1 → 1 | 2 → 1 | 2 → 1 | ₹0.53 |
| Radisson Rewards | 1 → 1 | 1 → 1 | 2 → 1 | 2 → 1 | ₹0.25 |
| Wyndham Rewards | 1 → 1 | 1 → 1 | 2 → 1 | 2 → 1 | ₹0.60 |
| Accor ALL | 2 → 1 | 2 → 1 | 2 → 1 | 2 → 1 | ₹2.10 |
| Club ITC | 2 → 1 | 2 → 1 | 2 → 1 | 2 → 1 | ₹0.90 |
| Marriott Bonvoy | 2 → 1 | 2 → 1 | 3 → 1 | 3 → 1 | ₹0.70 |
“1 → 2” means 1 HDFC point becomes 2 partner miles or points. Check your card’s terms before you transfer: transfers can’t be reversed.
HDFC co-brand cards
- Marriott Bonvoy HDFC Bank earns Marriott Bonvoy directly.
Latest HDFC posts
See all →- United MileagePlus 2027: Status Rules, Earning Cuts, India Impact14 Oct
- United MileagePlus Guide for Indians: Transfers, Awards, Catches14 Oct
- LifeMiles 145% Bonus: Buy Miles at ₹1.30 and Best Card to Pay13 Oct
- Avianca LifeMiles Guide for Indians: Earn, Burn and LifeMiles+13 Oct
- Air India Bank EMI Offers: Is ₹10,000 Off Worth the Interest?12 Oct
- Ended: Aeroplan Points Up to 30% Off: Skip It From India12 Oct
Questions
Which HDFC card gets the best transfer ratio?
Infinia: up to 1 → 1; Diners Club Black: up to 1 → 1; Regalia Gold: up to 2 → 1; BizPower: up to 2 → 1.
When should I transfer?
Only after you’ve found the award seat or hotel night you want. Transfers can’t be reversed, and programmes can change prices.
Where do these numbers come from?
Ratios come from HDFC’s partner lists as tracked in our Rewards Toolkit; rupee values are DealUni’s Program Values. Both were checked on 14 Oct 2026.
Seat ya kamra pehle dhoondo, points baad mein bhejo. (Find the seat or room first, move the points after.)
Sources: HDFC partner lists and card terms, via the DealUni Rewards Toolkit data. Checked 14 Oct 2026.