Lotusmiles transfer partners
Which Indian credit cards move points to Lotusmiles, at what ratio, and how much you get back on everyday spends.
Updated 21 Oct 2026 · Ratios from bank partner lists, values from DealUni’s Program Values
Cards that transfer to Lotusmiles
| Bank | Card | Ratio | Return on everyday spendbase earn × ratio × ₹1.15 |
|---|---|---|---|
| AXAxis | Burgundy Private invite only | 5 → 4 | 6.9% |
| HSHSBC | Privé invite only | 1 → 1 | 3.8% |
| HDHDFC | Diners Club Black | 1 → 1 | 3.8% |
| HDHDFC | Infinia invite only | 1 → 1 | 3.8% |
| HSHSBC | Premier invite only | 1 → 1 | 3.5% |
| AXAxis | Magnus for Burgundy | 5 → 2 | 2.8% |
| AXAxis | Olympus invite only | 1 → 2 | 2.3% |
| HSHSBC | TravelOne | 1 → 1 | 2.3% |
| AXAxis | Reserve invite only | 5 → 1 | 1.7% |
| HDHDFC | BizPower | 2 → 1 | 1.4% |
| HDHDFC | Regalia Gold | 2 → 1 | 1.4% |
| AXAxis | Magnus | 5 → 1 | 1.4% |
| SBISBI Card | MILES ELITE | 1 → 1 | 1.2% |
| SBISBI Card | MILES PRIME | 1 → 1 | 1.2% |
| AXAxis | Atlas closed to new | 2 → 1 | 1.2% |
| AXAxis | Horizon | 2 → 1 | 1.2% |
| HSHSBC | Visa Platinum | 2 → 1 | 0.8% |
| SBISBI Card | MILES | 1 → 1 | 0.6% |
| AXAxis | Privilege | 10 → 1 | 0.6% |
| AXAxis | Select | 10 → 1 | 0.6% |
| AXAxis | Rewards | 10 → 1 | 0.2% |
“1 → 2” means 1 bank point becomes 2 Lotusmiles miles. Return on everyday spend uses each card’s base earn rate; bonus categories and milestones add more. For Axis, Lotusmiles is a Group A partner with a smaller yearly cap. Transfers can’t be reversed.
Try it in our tools
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Questions
Which Indian card is best for Lotusmiles?
Among cards you can still apply for, Diners Club Black (HDFC) earns the most Lotusmiles per rupee: about 3.8% back on everyday spends.
What is a Lotusmiles mile worth?
We value it at about ₹1.15 when used well. Cash-like uses are usually worth less.
When should I transfer?
Only after you’ve found the award seat you want. Transfers can’t be reversed, and prices can change.
Seat pehle dhoondo, points baad mein bhejo. (Find the seat first, move the points after.)
Sources: bank partner lists and card terms, via the DealUni Rewards Toolkit data; values from DealUni’s Program Values. Checked 14 Oct 2026.