Transfer partners · Hotel programme

IHG One Rewards transfer partners

Which Indian credit cards move points to IHG One Rewards, at what ratio, and how much you get back on everyday spends.

Updated 21 Oct 2026 · Ratios from bank partner lists, values from DealUni’s Program Values

Cards that transfer to IHG One Rewards

BankCardRatioReturn on everyday spendbase earn × ratio × ₹0.53
AXAxisBurgundy Private invite only5 → 43.2%
AXAxisMagnus for Burgundy5 → 42.5%
AXAxisOlympus invite only1 → 42.1%
AXAxisAtlas closed to new1 → 22.1%
HSHSBCPrivé invite only1 → 11.8%
HDHDFCBizBlack1 → 11.8%
HDHDFCDiners Club Black1 → 11.8%
HDHDFCInfinia invite only1 → 11.8%
HSHSBCPremier invite only1 → 11.6%
AXAxisReserve invite only5 → 21.6%
AXAxisMagnus5 → 21.3%
AXAxisHorizon1 → 11.1%
HSHSBCTravelOne1 → 11.1%
HDHDFCBizPower2 → 10.7%
HDHDFCRegalia Gold2 → 10.7%
SBISBI CardMILES ELITE1 → 10.5%
SBISBI CardMILES PRIME1 → 10.5%
HSHSBCVisa Platinum2 → 10.4%
SBISBI CardMILES1 → 10.3%
AXAxisPrivilege10 → 10.3%
AXAxisSelect10 → 10.3%
AXAxisRewards10 → 10.1%

“1 → 2” means 1 bank point becomes 2 IHG One Rewards points. Return on everyday spend uses each card’s base earn rate; bonus categories and milestones add more. Transfers can’t be reversed.

Paid membership

IHG doesn’t sell a paid dining or stay membership in India. If you want one, look at ALL Accor+ Explorer or Club Marriott, or compare every paid hotel membership in India.

Questions

Which Indian card is best for IHG One Rewards?

Among cards you can still apply for, Magnus for Burgundy (Axis) earns the most IHG One Rewards per rupee: about 2.5% back on everyday spends.

What is a IHG One Rewards point worth?

We value it at about ₹0.53 when used well. Cash-like uses are usually worth less.

When should I transfer?

Only after you’ve found the hotel night you want. Transfers can’t be reversed, and prices can change.

Kamra toh mil hi jaata hai, asli kamaal sahi redemption dhoondhne mein hai. (A room is almost always available; the real skill is finding the best-value redemption.)

Sources: bank partner lists and card terms, via the DealUni Rewards Toolkit data; values from DealUni’s Program Values. Checked 14 Oct 2026.