Transfer partners · Hotel programme

Club ITC transfer partners

Which Indian credit cards move points to Club ITC, at what ratio, and how much you get back on everyday spends.

Updated 14 Oct 2026 · Ratios from bank partner lists, values from DealUni’s Program Values

Cards that transfer to Club ITC

BankCardRatioReturn on everyday spendbase earn × ratio × ₹0.90
HDHDFCBizBlack2 → 11.5%
HDHDFCDiners Club Black2 → 11.5%
HDHDFCInfinia invite only2 → 11.5%
HDHDFCBizPower2 → 11.1%
HDHDFCRegalia Gold2 → 11.1%
SBISBI CardMILES ELITE2 → 10.5%
SBISBI CardMILES PRIME2 → 10.5%
SBISBI CardMILES2 → 10.2%

“1 → 2” means 1 bank point becomes 2 Club ITC points. Return on everyday spend uses each card’s base earn rate; bonus categories and milestones add more. Transfers can’t be reversed.

Paid memberships: Club ITC Culinaire

Is Culinaire worth it? →
Entry

Culinaire Classic

₹8,500+ GST a year
0free nights
20%off food
–status
  • 2 buffets for 2
  • One 15%-off room voucher
  • Two 50%-off spa vouchers
Best value
Middle

Culinaire Select

₹19,000+ GST a year
1free nights
20%off food
–status
  • 2 buffets for 2
  • Two 50%-off meals for up to 4
  • Three 15%-off room vouchers
Free with: IDFC FIRST Private (renews above ₹40 lakh spend)
Top

Culinaire Elite

₹29,500+ GST a year
2free nights
20%off food
–status
  • 4 buffets for 2
  • Two 50%-off meals for up to 4
  • Five 20%-off room vouchers

From itchotels.com, checked 26 Oct 2026. Select and Elite cost less per year on 2- to 5-year plans.

Compare every paid hotel membership in India →

Questions

Which Indian card is best for Club ITC?

Among cards you can still apply for, BizBlack (HDFC) earns the most Club ITC per rupee: about 1.5% back on everyday spends.

What is a Club ITC point worth?

We value it at about ₹0.90 when used well. Cash-like uses are usually worth less.

When should I transfer?

Only after you’ve found the hotel night you want. Transfers can’t be reversed, and prices can change.

Kamra toh mil hi jaata hai, asli kamaal sahi redemption dhoondhne mein hai. (A room is almost always available; the real skill is finding the best-value redemption.)

Sources: bank partner lists and card terms, via the DealUni Rewards Toolkit data; values from DealUni’s Program Values. Checked 14 Oct 2026.