Transfer partners · Airline programme

LifeMiles transfer partners

Which Indian credit cards move points to LifeMiles, at what ratio, and how much you get back on everyday spends.

Updated 14 Oct 2026 · Ratios from bank partner lists, values from DealUni’s Program Values

Cards that transfer to LifeMiles

BankCardRatioReturn on everyday spendbase earn × ratio × ₹0.90
HDHDFCDiners Club Black2 → 11.5%
HDHDFCInfinia invite only2 → 11.5%
HDHDFCBizPower2 → 11.1%
HDHDFCRegalia Gold2 → 11.1%

“1 → 2” means 1 bank point becomes 2 LifeMiles miles. Return on everyday spend uses each card’s base earn rate; bonus categories and milestones add more. Transfers can’t be reversed.

Questions

Which Indian card is best for LifeMiles?

Among cards you can still apply for, Diners Club Black (HDFC) earns the most LifeMiles per rupee: about 1.5% back on everyday spends.

What is a LifeMiles mile worth?

We value it at about ₹0.90 when used well. Cash-like uses are usually worth less.

When should I transfer?

Only after you’ve found the award seat you want. Transfers can’t be reversed, and prices can change.

Seat pehle dhoondo, points baad mein bhejo. (Find the seat first, move the points after.)

Sources: bank partner lists and card terms, via the DealUni Rewards Toolkit data; values from DealUni’s Program Values. Checked 14 Oct 2026.