Transfer partners · American Express

American Express transfer partners

Where your Membership Rewards can go, the ratio on each Amex card, and which transfers are worth it.

See all 7 partnersOpen Transfer Simulator →

Updated 14 Oct 2026 · Ratios from bank partner lists, values from DealUni’s Program Values

How Amex transfers work

Every Amex India Membership Rewards card transfers at the same ratios. New card applications are paused (since Sep 2026), and balances are kept per card from 11 Oct 2026. Emirates transfers are suspended and Etihad ended on 1 Jul 2026.

Best uses for Amex points

Virgin Atlantic₹1.00per Amex point · 5 → 4 × ₹1.25 a mile
KrisFlyer₹0.80per Amex point · 2 → 1 × ₹1.60 a mile
Marriott Bonvoy₹0.70per Amex point · 1 → 1 × ₹0.70 a mile
Hilton Honors₹0.60per Amex point · 2 → 3 × ₹0.40 a mile
Qatar Avios₹0.57per Amex point · 2 → 1 × ₹1.15 a mile
British Airways Avios₹0.50per Amex point · 2 → 1 × ₹1.00 a mile

Airline partners (5)

ProgrammeAll Membership Rewards cardsOur value₹ per mile/point
Virgin Atlantic5 → 4₹1.25
Asia Miles2 → 1₹1.00
British Airways Avios2 → 1₹1.00
KrisFlyer2 → 1₹1.60
Qatar Avios2 → 1₹1.15

Hotel partners (2)

ProgrammeAll Membership Rewards cardsOur value₹ per mile/point
Hilton Honors2 → 3₹0.40
Marriott Bonvoy1 → 1₹0.70

“1 → 2” means 1 Amex point becomes 2 partner miles or points. Check your card’s terms before you transfer: transfers can’t be reversed.

Try it in our tools

Rewards Toolkit →
⇄Transfer SimulatorSee what your Amex points become in every programme.→✈Trip Spend PlannerWhich card to swipe for each part of your trip.→★Trip FinderWhere your points can take you, with taxes.→

Questions

Which Amex card gets the best transfer ratio?

All Membership Rewards cards: up to 2 → 3.

When should I transfer?

Only after you’ve found the award seat or hotel night you want. Transfers can’t be reversed, and programmes can change prices.

Where do these numbers come from?

Ratios come from Amex’s partner lists as tracked in our Rewards Toolkit; rupee values are DealUni’s Program Values. Both were checked on 14 Oct 2026.

Seat ya kamra pehle dhoondo, points baad mein bhejo. (Find the seat or room first, move the points after.)

Sources: Amex partner lists and card terms, via the DealUni Rewards Toolkit data. Checked 14 Oct 2026.