SuperCoins to Avios at 1:1 via Finnair: Every Partner Rated

Updated as of 23 Oct 2026. Bonuses from Flipkart’s Bonus Bonanza terms, checked in the SuperCoin Zone on 21 Oct 2026; Club ITC checked 23 Oct 2026; confirm the ratio in the app before converting. Point values use DealUni’s Program Values sheet (last verified 26 Sep 2026). We value a SuperCoin at ₹1, its value at Flipkart checkout.

New (23 Oct 2026): Club ITC is now a SuperCoins partner at 1:1 (marked as a bonus rate in the app). At about ₹0.90 a coin it is just below checkout value, so convert only for an ITC stay or meal you have planned.

What changed (21 Oct 2026, afternoon): we checked the Maximize-powered partners in the Flipkart app. Finnair Plus is 1:1 and ALL Accor 2:1 right now, and both are worth more than ₹1 a coin, so for the first time a transfer beats spending SuperCoins at checkout. Kenya Airways and ALL Accor are new partners. We’ve rewritten the verdicts below. These are promo rates: they drop by about 20% from 9 to 25 Nov and after 14 Dec.

Flipkart SuperCoins used to be good for one thing: knocking a few rupees off your next order. Now they convert into airline miles and hotel points. IndiGo BluChips arrived in June, Qatar Airways Avios in July, joining Air India, Marriott and Etihad. So is any of them worth your coins? Until recently, no. Right now, two of them are.

TL;DR

• At checkout, a SuperCoin is worth ₹1. Until 8 Nov, two transfers beat that.
• Best transfer right now: Finnair Plus at 1:1, about ₹1.05 a coin. Finnair’s currency is Avios, so 1,000 SuperCoins become 1,000 Avios that you can move via BA Club to Qatar: double what Qatar’s direct route gives without its bonus.
• Also above ₹1: ALL Accor at 2:1, about ₹1.05 a coin, spendable at any Accor hotel at a fixed value.
• Qatar Airways Avios direct has a 50% bonus until 20 Dec 2026: 2 SuperCoins = 1.5 Avios, about ₹0.86 a coin. Good, but Finnair gives more Avios per coin while its 1:1 lasts.
• Runner-up: Air India with a 33% bonus until 20 Nov 2026, about ₹0.73 a coin (our Air India guide).
• New partners via Maximize: Finnair, SAS, Vietnam Airlines, Ethiopian, Kenya Airways, Air Arabia, AirAsia, ALL Accor and, from 23 Oct, Club ITC at 1:1 (about ₹0.90 a coin).
• Worst: Etihad at 3:1 (₹0.30) and Marriott at 2:1 (₹0.35).
• Convert only to top up a specific award, or when you have more coins than Flipkart’s 5%-per-item limit lets you spend.

Every SuperCoins partner, rated

Partner	Ratio	Value of 1 point	Value per SuperCoin	Verdict
Finnair Plus (Avios) (via Maximize, promo)	1 SC = 1 Avios	₹1.05	₹1.05	✅ Best transfer while 1:1 lasts
ALL Accor (via Maximize, promo)	2 SC = 1 point	₹2.10	₹1.05	✅ Beats checkout; points have a fixed value at Accor hotels
Qatar Airways Privilege Club (Avios) (50% bonus till 20 Dec 2026)	2 SC = 1 Avios (1.5 with the bonus)	₹1.15	₹0.58 (₹0.86 with the bonus)	✅ Good, but Finnair gives more Avios for now
Vietnam Airlines Lotusmiles (via Maximize, promo)	5 SC = 4 miles	₹1.15	₹0.92	⚠️ Close to checkout value; only for a Vietnam trip
Club ITC (new 23 Oct 2026, bonus rate)	1 SC = 1 Green Point	₹0.90	₹0.90	⚠️ Just below checkout; good only for a planned ITC stay or meal
Air India Maharaja Club (33% bonus till 20 Nov 2026)	2 SC = 1 point (min 20 coins, then steps of 5)	₹1.10	₹0.55 (₹0.73 with the bonus)	⚠️ Best during the bonus, but only for a specific Air India award
IndiGo BluChip (new, Jun 2026)	3 SC = 2 BluChips	₹0.60	₹0.40	❌ Poor
Marriott Bonvoy	2 SC = 1 point (and 2 points = 1 SC back)	₹0.70	₹0.35	❌ Poor both ways
Etihad Guest (10% bonus till 31 Oct 2026)	3 SC = 1 mile	₹0.90	₹0.30 (₹0.33 with the bonus)	❌ Worst
SAS EuroBonus (via Maximize, promo)	1 SC = 1 point	–	Not yet valued	⚠️ Only if you collect EuroBonus for SAS or SkyTeam awards
Ethiopian ShebaMiles (via Maximize, promo)	5 SC = 3 miles	₹0.63	₹0.38	❌ Poor
AirAsia Rewards (via Maximize, promo)	1 SC = 1 point	₹0.28	₹0.28	❌ Poor
Air Arabia (5 SC = 3) and Kenya Airways Asante Rewards (5 SC = 2) (via Maximize, promo)	As shown	–	Not yet valued	⚠️ Niche; only for a specific trip
Spending at Flipkart checkout	1 SC = ₹1	–	₹1.00	✅ Simple and safe, within the limits

Flipkart’s Bonus Bonanza: what’s on

Partner	Bonus	Window	Credit
Qatar Airways Avios	50% on all transfers	20 Oct – 20 Dec 2026	Bonus within 30 business days
Air India Maharaja Club	33%	19 Oct – 20 Nov 2026	24–48 hours
Etihad Guest	10%	1 – 31 Oct 2026	Within 30 business days after the campaign
Finnair, SAS, Vietnam Airlines, Ethiopian, Kenya Airways, Air Arabia, AirAsia, ALL Accor, Club ITC (via Maximize)	25%, built into a 1:1 promo rate (SuperCoins to MaxCoin-equivalent), then the partner’s own rate	1:1 on 20 Oct – 8 Nov and 26 Nov – 14 Dec; 5:4 on 9 – 25 Nov	Up to 30 working days

Checkout vs transfer

Until now, every transfer lost value: even Qatar with its 50% bonus turns ₹100 of SuperCoins into about ₹86 of Avios. Finnair at 1:1 and Accor at 2:1 are the first to beat ₹1 a coin, but only while the promo rates last. The catch with checkout is the limit: Flipkart lets Plus members use SuperCoins for only up to 5% of an item’s price, with a maximum of 100 coins per item. If you’re sitting on 3,000 coins and buy only small items, it can take years to spend them. That’s when a transfer starts to make sense.

Can you buy SuperCoins? Not with cash. GyFTR sells Flipkart SuperCoins vouchers (₹2,000, ₹5,000 and ₹10,000), but on IndusInd’s Shop Plus store they can be paid for only with XtraSmile or Shop Plus reward points, at 7% off. Handy if you hold IndusInd points; useless as a way to “buy” miles.

The Finnair route to Qatar Avios

Finnair Plus uses Avios, and Avios move at 1:1 between programmes: Finnair Plus → British Airways Club → Qatar Privilege Club (or Iberia and Aer Lingus). BA Club is the hub, so send Finnair Avios to BA first, then on to Qatar if that’s where your award is. So while Finnair is 1:1, 2,000 SuperCoins can become 2,000 Avios via Finnair, against 1,500 via Qatar’s direct route with its 50% bonus. Two catches: Finnair’s transfers go through Maximize and can take up to 30 working days, and you need free Finnair Plus and BA Club accounts with matching names. Check each programme’s Avios transfer rules before you start. If you need the Avios quickly, Qatar direct is simpler.

When converting makes sense

• You’re short of Avios for a plan. 2,000 SuperCoins become 2,000 Avios via Finnair (by 8 Nov) or 1,500 via Qatar with its bonus, often the gap between “almost” and “booked”.
• You stay at Accor hotels. At 2:1, coins become Accor points worth a fixed amount off your bill, slightly more than their checkout value.
• Your coins are piling up faster than the 5% checkout limit lets you use them.
• You already collect Avios from the IndusInd Avios card, HSBC TravelOne or flying Qatar. Avios from SuperCoins pool with them.

Remember that Avios in Privilege Club can also move to British Airways Club at 1:1, so Qatar Avios from Flipkart can top up a BA account too.

How to convert

1. Open the Flipkart app and go to SuperCoin Zone.
2. Find the airline or hotel partner and link your membership number. The name on both accounts must match.
3. Enter the SuperCoins to convert and confirm. Conversions can’t be reversed.

What to do

You have…	What to do
A few hundred SuperCoins	✅ Spend them at checkout
Thousands of coins and a Qatar or BA award in mind	✅ Convert to Finnair at 1:1 by 8 Nov, then move them via BA Club to Qatar; or Qatar direct if you need them fast
Accor stays coming up	✅ Convert to ALL Accor at 2:1 by 8 Nov
An ITC hotel stay or meal planned	⚠️ Convert just what the bill needs to Club ITC at 1:1
An Air India award a little short	⚠️ Convert the gap to Maharaja Club
Coins and no trip in mind	❌ Don’t convert. Miles devalue; coins still buy things
Marriott or Etihad in mind	❌ Skip. You’d lose two-thirds of the value

Check what your points and miles are worth in our Rewards Toolkit, and plan the trip itself with the Trip Spend Planner.

DealUni take: for the first time, SuperCoins are worth more as miles than as shopping money: Finnair at 1:1 and Accor at 2:1 until 8 Nov. Convert what you’ll use for a real trip or stay; spend the rest at checkout. Coin chhota hai, par sahi jagah lagao toh seat pakki. (The coin is small, but put it in the right place and the seat is yours.)

Sources: Flipkart SuperCoins FAQ; Air India: Flipkart SuperCoins offer; SuperCoin Zone in the Flipkart app. Checked 21 Oct 2026; Club ITC 23 Oct 2026.