Miles & More transfer partners
Which Indian credit cards move points to Miles & More, at what ratio, and how much you get back on everyday spends.
Updated 14 Oct 2026 · Ratios from bank partner lists, values from DealUni’s Program Values
Cards that transfer to Miles & More
| Bank | Card | Ratio | Return on everyday spendbase earn × ratio × ₹1.05 |
|---|---|---|---|
| AXAxis | Burgundy Private invite only | 5 → 4 | 6.3% |
| AXAxis | Magnus for Burgundy | 5 → 4 | 5.0% |
| AXAxis | Olympus invite only | 1 → 4 | 4.2% |
| AXAxis | Reserve invite only | 5 → 2 | 3.2% |
| AXAxis | Magnus | 5 → 2 | 2.5% |
| AXAxis | Atlas closed to new | 1 → 1 | 2.1% |
| AXAxis | Horizon | 1 → 1 | 2.1% |
| AXAxis | Privilege | 10 → 1 | 0.5% |
| AXAxis | Select | 10 → 1 | 0.5% |
| AXAxis | Rewards | 10 → 1 | 0.2% |
“1 → 2” means 1 bank point becomes 2 Miles & More miles. Return on everyday spend uses each card’s base earn rate; bonus categories and milestones add more. Transfers can’t be reversed.
Try it in our tools
Rewards Toolkit →Latest Miles & More posts
See all →- Club ITC: Up to 50,000 Bonus Points, and Is Culinaire Worth It?14 Oct
- United MileagePlus 2027: Status Rules, Earning Cuts, India Impact14 Oct
- United MileagePlus Guide for Indians: Transfers, Awards, Catches14 Oct
- Marriott & Anantara Vacation Club: 3 Nights From ₹29K + Miles13 Oct
- LifeMiles 145% Bonus: Buy Miles at ₹1.30 and Best Card to Pay13 Oct
- Avianca LifeMiles Guide for Indians: Earn, Burn and LifeMiles+13 Oct
Questions
Which Indian card is best for Miles & More?
Among cards you can still apply for, Magnus for Burgundy (Axis) earns the most Miles & More per rupee: about 5.0% back on everyday spends.
What is a Miles & More mile worth?
We value it at about ₹1.05 when used well. Cash-like uses are usually worth less.
When should I transfer?
Only after you’ve found the award seat you want. Transfers can’t be reversed, and prices can change.
Seat pehle dhoondo, points baad mein bhejo. (Find the seat first, move the points after.)
Sources: bank partner lists and card terms, via the DealUni Rewards Toolkit data; values from DealUni’s Program Values. Checked 14 Oct 2026.