Transfer partners · Kotak Mahindra Bank

Kotak Mahindra Bank transfer partners

Where your Kotak Air Miles can go, the ratio on each Kotak card, and which transfers are worth it.

See all 10 partnersOpen Transfer Simulator →

Updated 14 Oct 2026 · Ratios from bank partner lists, values from DealUni’s Program Values

How Kotak transfers work

Kotak Air Miles convert to a short list of airline and hotel partners, mostly at 2:1. Solitaire moves 1:1 to Air India.

Best uses for Kotak points

Air India Maharaja Club₹1.10per Kotak point · 1 → 1 × ₹1.10 a mile
Accor ALL₹1.05per Kotak point · 2 → 1 × ₹2.10 a mile
Aeroplan₹0.65per Kotak point · 2 → 1 × ₹1.30 a mile
Qatar Avios₹0.57per Kotak point · 2 → 1 × ₹1.15 a mile
United MileagePlus₹0.55per Kotak point · 2 → 1 × ₹1.10 a mile
British Airways Avios₹0.50per Kotak point · 2 → 1 × ₹1.00 a mile

Airline partners (8)

ProgrammeSolitaireAir+Our value₹ per mile/point
Air India Maharaja Club1 → 1–₹1.10
Aeroplan2 → 12 → 1₹1.30
Asia Miles2 → 12 → 1₹1.00
British Airways Avios2 → 12 → 1₹1.00
Etihad Guest2 → 12 → 1₹0.90
Flying Blue2 → 12 → 1₹1.00
Qatar Avios2 → 12 → 1₹1.15
United MileagePlus2 → 12 → 1₹1.10

Hotel partners (2)

ProgrammeSolitaireAir+Our value₹ per mile/point
Accor ALL2 → 12 → 1₹2.10
Marriott Bonvoy3 → 13 → 1₹0.70

“1 → 2” means 1 Kotak point becomes 2 partner miles or points. Check your card’s terms before you transfer: transfers can’t be reversed.

Kotak co-brand cards

  • IndiGo Kotak earns IndiGo BluChip directly.
  • IndiGo Kotak Premium (ex-XL) earns IndiGo BluChip directly.

Try it in our tools

Rewards Toolkit →
⇄Transfer SimulatorSee what your Kotak points become in every programme.→✈Trip Spend PlannerWhich card to swipe for each part of your trip.→★Trip FinderWhere your points can take you, with taxes.→

Questions

Which Kotak card gets the best transfer ratio?

Solitaire: up to 1 → 1; Air+: up to 2 → 1.

When should I transfer?

Only after you’ve found the award seat or hotel night you want. Transfers can’t be reversed, and programmes can change prices.

Where do these numbers come from?

Ratios come from Kotak’s partner lists as tracked in our Rewards Toolkit; rupee values are DealUni’s Program Values. Both were checked on 14 Oct 2026.

Seat ya kamra pehle dhoondo, points baad mein bhejo. (Find the seat or room first, move the points after.)

Sources: Kotak partner lists and card terms, via the DealUni Rewards Toolkit data. Checked 14 Oct 2026.